3 Ways to Protect Your Identity
There are so many ways to protect your identity, but no protection is perfect. However, there are some essential steps you can take in order to minimize the risk of identity theft to a bare minimum. Here are some useful services that can protect you and your clients.
This might be the most obvious, but having the right antivirus is the first step in protecting your identity. Some viruses just limit your computer’s functionality, but others can install a network of malware on your computer which is programmed to gather sensitive information or access private computer systems.
There are so many antivirus programs out there it can be difficult to know which one to choose. Luckily TopTenReviews has you covered. With a systematic ranking of antivirus/antimalware software, it’s easy to find the one that fits your needs. Some antivirus subscriptions can be purchased for up to five computers at a time, like ESET’s Nod32. While Bitdefender has a more robust system in place for small to medium businesses, enterprises and partners.
Some hackers will use programs that record your keystrokes in order to capture your various passwords. If you have a good antivirus, the chances of this happening are lessened but not completely eliminated. A great way to foil keystroke hackers is to find yourself a trusty authenticator.
Most authenticators today are two-factor authenticators, or 2FAs. These are linked to an account like your Facebook, Gmail and your smartphone. When you log in to your account, the authenticator will send a SMS text to your phone after the correct username and password are entered. You are the only person who will receive the text, which will be an additional code. Anyone wishing to access the authenticator-protected account will need this code, and each time you log in the code will be different.
There are also 2FAs that have their own apps. The most notable of these is the Google Authenticator, which is simple to set up and from a company you know and can trust. Each time you log into an account while using the Google Authenticator all you’ll need to do is check the app on your phone, and all your codes will be there, no matter how many accounts you have linked. That way you’re not waiting for a SMS each time you check your Facebook.
The point of an authenticator is to keep your property out of thieves hands. With an authenticator like Authy or Toopher, even if a hacker gets your passwords, they still can’t access your personal information.
Lifelock takes identity protection to the next level. While a good antivirus stops hackers from accessing your computer and personal information, and authenticators like that from Google adds a level of protection to your online passwords and usernames, Lifelock has an all-inclusive protection plan for your bank accounts and credit cards.
If hackers do get through your antivirus and authenticator, Lifelock monitors not only your bank accounts and credit cards but any misuse of your Social Security number, name, address and date of birth. To make sure no threat is left unnoticed, Lifelock will notify you with a text, phone call or email, if it detects anything suspicious.
With a $1 million guarantee your assets and your good name are protected. There are three different monthly subscriptions depending on how inclusive you want your security to be.